Checking Accounts | First Federal Bank

First Federal offers a selection of checking account options to meet the various needs of our customers.

A Family of Checking Solutions

A FREE account for everyone!

First Choice Totally Free Checking
	No minimum balance No monthly service charge No per check charge Unlimited check writing Easy-to-balance monthly statement Check safekeeping or images of cancelled checks available ATM/Debit card available Free Bill payment/ Online Banking

Your checking balance earns money!

First Interest Low Minimum Checking

Earns interest
No monthly service charge with a minimum balance of just $400
No per check charge
Unlimited check writing
Easy-to-balance monthly statement
Check safekeeping or images of cancelled checks available
Only $6.00 monthly charge if minimum balance falls below $400
ATM/Debit card available
Free Bill payment/ Online Banking

Pay-as-you-go and earn interest!

First Interest eChecking New!

Competitive interest
No minimum balance
No monthly service charge
Only $.20 per check
Easy-to-balance monthly statement
FREE: your choice of e-statement, check safekeeping or images of cancelled checks
FREE ATM/Debit card
Free Bill payment/ Online Banking

FREE First Box of Checks, interest
and unlimited check writing!

First Interest Home Plus Checking

First box of checks FREE (designated style)
Earns interest
No minimum balance
No per check charge
Unlimited check writing
Easy-to-balance monthly statement
Check safekeeping or images of cancelled checks available
A Home loan from First Federal required
ATM/Debit card available
Free Bill payment/ Online Banking
Receive an additional .05% on any NEW or Renewal CD with First Federal**

FREE for customers 50 and over!

First Interest 50+ Free Checking

First box of checks FREE (designated style)
Earns interest
No minimum balance
No monthly service charge
No per check charge
Unlimited check writing
Easy-to-balance monthly statement
Check safekeeping or images of cancelled checks available
ATM/Debit card available
Free Bill payment/ Online Banking
Receive an additional .05% on any NEW or Renewal CD with First Federal**

FREE checking with the convenience of direct deposit or automatic loan payment!

First Interest VIP Checking

Competitive interest
No minimum balance
No monthly service charge with qualifying relationship
No per check charge
Unlimited check writing
Easy-to-balance monthly statement
Check safekeeping or images of cancelled checks available
ATM/Debit card available
Free Bill payment/ Online Banking

An account for those interested in higher interest!

Performance Plus

Higher interest rates for higher balances
No per check charge
Unlimited check writing
Easy-to-balance monthly statement
Check safekeeping or images of cancelled checks available
Only $10.00 monthly charge if balance falls below $2,500
ATM/Debit card available
Free Bill payment/ Online Banking
Receive an additional .05% on any NEW or Renewal CD with First Federal**

Customer purchases checks. Offer good on personal accounts only; business, not-for-profit organizations and corporate accounts do not qualify for these plans. Bank rules and regulations apply. Minimum opening deposit for First Choice Checking is only $25; $2500 for Performance Plus. Ask us for details. **At customers request. Ask for details.

An account for those interested in saving on monthly service charges

First Business Checking

NO Minimum balance
NO monthly maintenance fee
250 "Free" transactions per statement, then $.25 per item

An account for those interested in earning interest

Business Interest Checking

First Interest Rates of Interest
(see rate sheet)
NO monthly charge with minimum balance of just $2000
Only $12 monthly charge if balance falls below $2000
250 "Free" transactions per statement, then $.25 per item

Customer purchases checks. Offer good on business accounts only; business, not-for-profit organizations and corporate accounts qualify for these plans. Bank rules and regulations apply. Minimum opening deposit is only $100. Ask us for details.