First Federal Bank of Kansas City

A Family of Checking Solutions

A FREE account for everyone!

First Choice Totally Free Checking
	No minimum balance No monthly service charge No per check charge Unlimited check writing Easy-to-balance monthly statement Check safekeeping or return of cancelled checks available ATM/Debit card available Free Bill payment/ Online Banking

Your checking balance earns money!

First Interest Low Minimum Checking

Competitive interest
No monthly service charge with a minimum balance of just $400
No per check charge
Unlimited check writing
Easy-to-balance monthly statement
Check safekeeping or return of cancelled checks available
Only $6.00 monthly charge if minimum balance falls below $400
ATM/Debit card available
Free Bill payment/ Online Banking

FREE checks, interest and unlimited check writing!

First Interest Home Plus Checking New!
(starts March 22nd)

Free personalized checks (designated style)
Competitive interest
No minimum balance
No per check charge
Unlimited check writing
Easy-to-balance monthly statement
Check safekeeping or return of cancelled checks available
A Home loan from First Federal required
ATM/Debit card available
Free Bill payment/ Online Banking

FREE for customers 50 and over!

First Interest 50+ Free Checking

First box of checks FREE (designated style)
Competitive interest
No minimum balance
No monthly service charge
No per check charge
Unlimited check writing
Easy-to-balance monthly statement
Check safekeeping or return of cancelled checks available
ATM/Debit card available
Free Bill payment/ Online Banking
Receive an additional .05% on any NEW or Renewal CD with First Federal**

FREE checking with the convenience of direct deposit or automatic loan payment!

First Interest VIP Checking

Competitive interest
No minimum balance
No monthly service charge with qualifying relationship
No per check charge
Unlimited check writing
Easy-to-balance monthly statement
Check safekeeping or return of cancelled checks available
ATM/Debit card available
Free Bill payment/ Online Banking

An account for those interested in higher interest!

First Investment Checking

Higher interest rates for higher balances
Monthly external Direct Deposit or $20,000 in new funds required
No per check charge
Unlimited check writing
Easy-to-balance monthly statement
Check safekeeping or return of cancelled checks available
Only $10.00 monthly charge if balance falls below $2,500
ATM/Debit card available
Free Bill payment/ Online Banking
Receive an additional .05% on any NEW or Renewal CD with First Federal**

Customer purchases checks. Offer good on personal accounts only; business, not-for-profit organizations and corporate accounts do not qualify for these plans. Bank rules and regulations apply. Minimum opening deposit for First Choice Totally Free* Checking is only $10; $50 for First Interest accounts and $2,500 for First Investment Checking. **At customers request. Ask us for details.

First Choice Business Checking

No Minimum balance
$.12 each for checks and other items deposited (excluding cash)
$.12 for each check written
Low $12.00 monthly maintenance fee

Earnings Credit- a credit will be allowed on your current monthly average collected balance, which may be used to offset a part or all your monthly service charge. The reserve rate will be 90% of the 90 Day T-Bill rate posted the last Tuesday of the month. Rate will change monthly.

Additional Services
Merchant Master Card/Visa services
Night Drop

Doing Business As Checking
Non-Profit organizations and Sole proprietor

No Minimum balance
$.12 each for checks and other items deposited (excluding cash)
Low $12.00 monthly maintenance fee