Mortgage Qualification Calculator

This calculator will give you an estimate of the income necessary to qualify based on the terms that have been entered. The ratios of 28/36, meaning 28 percent of gross monthly income for the monthly payment on the loan being considered and 36 percent of gross monthly income for all monthly liabilities, including this payment, have been used in this calculator. Higher or lower ratios may be appropriate in certain circumstances. All applications are reviewed on their own merits.

Enter the values below. Property tax and home insurance numbers may vary.