Now There's A Better Way To Pay.
If you have a home loan, fixed rate equity loan, equity line of credit or auto loan serviced by First Federal, Automatic Loan Payment is the easiest way to make sure you r monthly payments are made on time every time. With Automatic Loan Payment your payments are made automatically each month without having to write and mail your check.

With Automatic Loan Payment You Save!

• Time - Spend less time paying bills because you write fewer checks.
• Money - There's no postage to pay, plus the service is FREE
• Hassles - Never worry about late payments, penalties or lost checks.

How it Works.
Automatic Loan Payments can be drawn from your First Federal checking or savings account. You can also choose to set up your Automatic Loan Payment drawing from a checking or savings account at another bank that offers electronic funds transfer.

A SET PAYMENT SCHEDULE.
First Federal home loan customers can choose to have their loan payment drawn on the 1st, 5th or 10th of each month. Equity Loan and auto loan customers' loan payments are drawn on the 1st, 5th, 10th, 15th, 20th and 25th. Equity line of credit customers' draws may be made only on the 10th and 19th of each month.

PRINCIPAL PAYMENTS ARE EASY, TOO!
If you want to make extra payments to your principal balance you can make them using Automatic Loan Payment. Simply specify the additional amount you want applied to the principal of your loan each month.

Sign Up Today.
It's easy to set up Automatic Loan Payment for your First Federal home loan, equity loan, auto loan, or equity line of credit using the Authorization Form provided. Simply follow the instructions on the form and mail it to First Federal.

Automatic Loan Payment Is As Easy As 1-2-3.