“The real estate industry is one of the most important economic engines in greater Kansas City.  For over 75 years First Federal Bank has been dedicated to helping real estate agents bring buyers and sellers together to purchase and enjoy a home. 

First Federal Bank is proud to be a knowledgeable, strong, and local lender; and, we are equally as proud of the fine real estate agents in our area that provide a valuable service to buyers and sellers.  We feel committed to provide further help during this time of the year.  The government has provided an $8,000 incentive that is helping first time buyers and it is making a difference. 

However, First Federal wants to provide an additional incentive that is focused on all buyers to help stimulate even further the real estate agents ability to get buyers and move up sellers to buy now!  As a result First Federal Bank is making $20,000,000 dollars available for purchase loans at below market rates.”

- Clarence Zugelter, President/CEO of First Federal Bank on June 4, 2009

Why is First Federal doing this now? 
This is the traditional busy period of time for purchasing and selling a home.  It does no one any good to offer a special program in the winter.  By offering this incentive now, First Federal Bank can prove we are a lender that wants to make loans, and help restore confidence in buyers.

First Federal can provide incentive for buyers to buy now and for move up buyers to sell now, and First Federal wants to show support for real estate agents like you and the vital role you play in our Kansas City housing economy.

What will the rate be?
As you know, rates are constantly changing; however, our intent is to be 1/8% to 1/4% below most major lenders.  We can promise you that this is not a false claim of being below market rates.  Our goal is providing buyers the incentive to act now, and encourage "move up" sellers to sell now and make their next purchase.

How do you take advantage of this offer?
Any First Federal Bank Home Loan Consultant can help you.  If you already have a relationship with one of our lenders, please give them a call now. 

If you have not yet established a relationship with one of our lenders, please contact Jim Scott, Sales Manager, (816) 245-4361, and he will quickly introduce you to one of our Home Loan Consultants.  You will find our home loan consultants to be very knowledgeable; prompt and effective communicators with you and your buyers; and offer multiple types of loan programs including FHA and the First Federal Portfolio loan programs.

Why First Federal Bank?
As a professional real estate agent you prefer to refer your buyers to a bank that is strong and secure; knowledgeable; has low rates and fees; multiple loan programs; and understands lending in the Kansas City Metro. 

• Community-based home lender since 1934
• Multiple Loan Programs Available - including Portfolio, Investor, FHA/VA
• Competitive Rates & Fees
• Capital Strength - First Federal has nearly 3 times the level considered "well-capitalized" by regulators
• Knowledgeable and effective home loan consultants

Act Now.
Call your First Federal Bank Home Loan Consultant or contact Jim Scott, Sales Manager at (816) 245-4361.