| Term
of Deposit |
Interest
Rate |
Annual
Percentage
Yield ( APY) |
Minimum
Balance to
Earn APY* |
|
| 6 Month CD |
1.00%
1.00%
1.10% |
|
|
| 1 Year CD |
1.59%
1.59%
1.69% |
1.60%
1.60%
1.70% |
$1,000
$10,000
$50,000 |
| 16 Month CD |
1.64%
1.64%
1.74% |
1.65%
1.65%
1.75% |
$1,000
$10,000
$50,000 |
| 18 Month Variable IRA |
**1.74% |
1.75% |
$100 |
| 18 Month CD |
1.69%
1.69%
1.79% |
1.70%
1.70%
1.80% |
$1,000
$10,000
$50,000 |
| 17 Month CD SPECIAL |
1.79%
1.89%
1.99% |
1.80%
1.90%
2.00% |
$5,000
$25,000
$50,000 |
| 2 Year CD
|
1.79%
1.79%
1.89% |
1.80%
1.80%
1.90% |
$1,000
$10,000
$50,000 |
| 30 Month Variable
CD (Saver's Choice) ^ |
**1.74% |
1.75% |
$200 |
| 30 Month CD |
2.18%
2.18%
2.28% |
2.20%
2.20%
2.30% |
$1,000
$10,000
$50,000 |
| 3 Year CD |
1.99%
1.99%
2.08% |
2.00%
2.00%
2.10% |
$1,000
$10,000
$50,000 |
| 4 Year CD |
2.13%
2.13%
2.23% |
2.15%
2.15%
2.25% |
$1,000
$10,000
$50,000 |
| 5 Year CD |
2.48%
2.48%
2.58% |
2.50%
2.50%
2.61% |
$1,000
$10,000
$50,000 |
| Regular Savings*** |
0.15%
0.30% |
0.15%
0.30% |
$0 - $999.99
$1,000 & over
|
26 Month Bump Up
CD ^
|
1.89% |
1.90% |
|
Rates Effective 7-4-2009 to 7-10-2009
Substantial interest penalty for withdrawal prior to maturity.
~Money Market Saving
- APY's (Annual Percentage Yields):
|
Minimum Balance
to earn APY*
|
Rate
|
APY*
|
| |
$1,000-$4,999
|
0.65%
|
0.65%
|
| |
$5,000-$9,999
|
0.65%
|
0.65%
|
| |
$10,000-$24,999
|
|
0.70%
|
| |
$25,000-$49,999
|
0.75%
|
0.75%
|
| |
$50,000-& over
|
1.00%
|
1.00%
|
$1,000 Minimum
~First Interest Checking
(opened before 9/11/2000)
|
Minimum Balance
to earn APY*
|
Rate
|
APY*
|
| |
$1,000-$2,499 |
|
0.10%
|
| |
$2,500-$4,999 |
0.10%
|
0.10%
|
| |
$5,000-$9,999 |
0.10%
|
0.10%
|
| |
$10,000-and over |
0.15%
|
0.15%
|
$1,000 Minimum
~Performance Plus
| Minimum
Balance to earn APY* |
APY* |
| |
$2,500-$14,999 |
0.65% |
| |
$15,000-$34,999 |
0.70% |
| |
$35,000-$49,999 |
0.85% |
| |
$50,000-$74,999 |
1.00% |
| |
$75,000-&99,999 |
1.10% |
| |
$100,000-& over |
1.60% |
$2,500 Minimum
~First Interest Checking
(Accounts opened after 9/11/2000)
No Minimum Checking/Low Minimum Checking/ Economy Checking
50+ Free Checking /VIP Checking
|
Minimum Balance
to earn APY*
|
Rate
|
APY*
|
| |
$0-$999 |
0.10%
|
0.10%
|
| |
$1,000-$2,499 |
0.10%
|
0.10%
|
| |
$2,500-$4,999 |
0.10%
|
0.10%
|
| |
$5,000-$9,999 |
0.10%
|
0.10%
|
| |
$10,000-& over |
0.15%
|
0.15%
|
*Fees could reduce earnings on the account and rate can change
after account opening. See a First Federal Representative for further
information or call our First INFO LINE at 816-245-4300.
**Rate adjusted quarterly during term of CD and compounds
quarterly.
^ Not available for IRA accounts.
***Yield for comparison only--assumes rate and balance
remain at current rate.
~Fees could reduce earnings on the account and rate can
change after account is opened. Substantial interest penalty for
Withdrawal prior to maturity.
Rates and fees are subject to change.
|
to buy a home
