In these economic times, you need a true partner on your side that is committed to helping you become more financially-successful.

At First Federal Bank, you will find the people and resources you need because we are different from every other bank in-town:

We Care About Customers, Not Stockholders
Unlike commercial banks, First Federal Bank doesn't have an "owner" or stockholders. We are a Mutual Bank that is owned by the customers who bank with us.

That means helping you become more financially-successful is our only focus. For example, First Federal Bank does not offer credit cards and we will actively help you develop a plan to pay yours off. How's that for being different?

No Bailout Required
Another big difference is we have not taken any taxpayer-funded "bailout" money. We don't need it because we have grown financially strong and secure by serving the best interests of our customers in greater Kansas City for over 75 years.

The first and most important step towards financial success is opening the right checking account. You'll find a range of free checking account options at First Federal and our Personal Bankers will help you choose the best one. All of our free checking accounts include:

• Free Internet Banking & Online Bill Payment
• Free VISA Debit Cards
• Free e-Statements
• Free Nationwide ATMs in the MoneyPass Network
• You can also choose one of these Free Gifts with your new account:

After you have the right checking account, our Personal Bankers will help you take the next steps to greater financial-success. Like opening an Emergency Savings Account, paying off credit card debt and more. Click on the box at the top left of this page to download our complete Eight-Step Guide to greater financial success.

It's about time a bank focused on your financial goals, instead of theirs. Visit us today at one of our Kansas City area banking centers, and take the first step to greater financial success by opening a new Free Checking Account.

We look forward to helping you on the journey to financial success and we'll be there to celebrate with you at every step along the way!