CDs, Checking & Savings Rates
Effective 5/12/2012 - 5/18/2012
Term of Deposit
|
Interest Rate
|
Annual
Percentage
Yield (APY)
|
Minimum
Balance to
Earn APY*
|
| |
|
|
|
6 Month CD ^
|
0.20%
0.20%
0.25%
|
0.20%
0.20%
0.25% |
$1,000
$10,000
$50,000 |
| |
|
|
|
1 Year CD
|
0.35%
0.35%
0.45%
|
0.35%
0.35%
0.45%
|
$1,000
$10,000
$50,000
|
| |
|
|
|
15 Month CD
SPECIAL
|
0.50%
0.60%
0.70% |
0.50%
0.60%
0.70% |
$5,000
$25,000
$50,000 |
| |
|
|
|
| 16 Month CD |
0.40%
0.40%
0.50% |
0.40%
0.40%
0.50% |
$1,000
$10,000
$50,000 |
| |
|
|
|
| 18 Month Variable IRA |
**0.30% |
0.30% |
$100 |
| |
|
|
|
| 18 Month CD |
0.40%
0.40%
0.50% |
0.40%
0.40%
0.50% |
$1,000
$10,000
$50,000 |
| |
|
|
|
| 2 Year CD |
0.45%
0.45%
0.55% |
0.45%
0.45%
0.55% |
$1,000
$10,000
$50,000 |
| |
|
|
|
| 30 Month Variable CD (Saver's Choice) ^ |
**0.30% |
0.30% |
$200 |
| |
|
|
|
30 Month CD
SPECIAL
|
0.90%
0.90%
1.00% |
0.90%
0.90%
1.00% |
$1,000
$10,000
$50,000 |
| |
|
|
|
| 3 Year CD |
0.75%
0.75%
0.85% |
0.75%
0.75%
0.85% |
$1,000
$10,000
$50,000 |
| |
|
|
|
| 4 Year CD |
0.85%
0.85%
0.95% |
0.85%
0.85%
0.95% |
$1,000
$10,000
$50,000 |
| |
|
|
|
| 5 Year CD |
1.40%
1.40%
1.50% |
1.40%
1.40%
1.50% |
$1,000
$10,000
$50,000 |
| |
|
|
|
| Regular Savings*** |
0.05%
0.10% |
0.05%
0.10% |
$0-$999
$1,000 or more |
| |
|
|
|
| 26 Month Bump Up CD ^ |
0.40% |
0.40% |
$1,000 |
| |
|
|
|
Substantial interest penalty for withdrawal prior to maturity.
~Money Market Saving - APY's (Annual Percentage Yields):
|
| Minimum Balance to earn APY* |
Rate |
APY* |
| $1,000-$4,999 |
0.10% |
0.10% |
| $5,000-$9,999 |
0.10% |
0.10% |
| $10,000-$24,999 |
0.10% |
0.10% |
| $25,000-$49,999 |
0.15% |
0.15% |
| $50,000-& over |
0.20% |
0.20% |
| $1,000 Minimum |
|
|
| |
|
|
~First Interest Checking / Elite Interest Checking
|
| Minimum Balance to earn APY* |
Rate |
APY* |
| $0-$999 |
0.05% |
0.05% |
| $1,000-$2,499 |
0.05% |
0.05% |
| $2,500-$4,999 |
0.05% |
0.05% |
| $5,000-$9,999 |
0.05% |
0.05% |
| $10,000-and over |
0.10% |
0.10% |
|
|
|
| |
|
|
~Performance Plus
|
|
|
| Minimum Balance to earn APY* |
APY* |
| $2,500-$14,999 |
0.10% |
| $15,000-$34,999 |
0.10% |
| $35,000-$49,999 |
0.15% |
| $50,000-$74,999 |
0.20% |
| $75,000-&99,999 |
0.25% |
| $100,000-& over |
0.30% |
| $2,500 Minimum |
|
| |
|
|
*Fees could reduce earnings on the account and rate can change after account opening. See a First Federal Representative for further information or call our First INFO LINE at 816-245-4300.
**Rate adjusted quarterly during term of CD and compounds quarterly.
^ Not available for IRA accounts.
***Yield for comparison only--assumes rate and balance remain at current rate.
~Fees could reduce earnings on the account and rate can change after account is opened. Substantial interest penalty for Withdrawal prior to maturity.
Rates and fees are subject to change.